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How to get paid in Timor-Leste: 6 of 14 platforms accept sellers (2026)

Stripe does not accept sellers based in Timor-Leste — but that doesn't mean you can't sell globally. 5 merchants of record (Paddle, Dodo Payments, FastSpring, Freemius, 2Checkout (Verifone)) will act as the legal seller and handle global sales tax & VAT for you. Every entry below is verified against the platform's official documentation — sources linked on each card.

Timor-Leste at a glance

✓ 6 platforms accept sellers · 5 merchants of record · Stripe: not available · verified 20 July 2026

Merchants of record

They are the legal seller — global sales tax & VAT handled for you. Best for SaaS/digital when Stripe isn't available.
✓ Accepts sellers
Paddlehandles sales taxverified 2026-07-20
Fees: 5% + 50¢ per transaction, all-inclusive (tax, billing, fraud & chargeback protection); custom pricing for volume
Payouts: bankpaypalpayoneer
Sellers anywhere in the world except the blocklist. Onboarding involves website/product vetting and domain approval before going live.
source ↗ · source ↗
✓ Accepts sellers
Dodo Paymentshandles sales taxverified 2026-07-20
Fees: 4% + 40¢ (Standard); +0.5% subscriptions/usage; +1.5% non-US payments; +3% PayPal/BNPL; $1/refund; $30/dispute; regular payouts free
Payouts: bank
KYC documents must be issued in one of the 182 listed countries; list updated per FATF/OFAC/UN/EU directives. Payout wallets in USD/EUR/GBP.
source ↗ · source ↗
✓ Accepts sellers
FastSpringhandles sales taxverified 2026-07-20
Fees: Quote-based, no public rate card (historically ~8.9% flat or ~5.9% + 95¢); all-inclusive of tax, fraud, chargebacks
Payouts: bankwirepaypalcheck
Sellers anywhere except US-sanctioned jurisdictions (blocklist above, ToS March 2026); ban also covers software developed in those jurisdictions. No marketplaces/aggregators, crypto exchanges, MLM. KYC review before payouts.
source ↗ · source ↗ · source ↗
✓ Accepts sellers
Freemiushandles sales taxverified 2026-07-20
Fees: 4.7% + gateway fees on first $50k monthly gross, stepping down to 0.5% at $100k+; +2.3% for WordPress-specific selling features; no setup/monthly fees
Payouts: paypal (default)payoneerwire (SWIFT/IBAN)wise
Sellers from 190+ countries except OFAC-sanctioned list above. Software-only (no physical goods, services, hosting, resold products). Payouts monthly on the 10th, $100 minimum, ~net-60, USD/EUR/GBP.
source ↗ · source ↗ · source ↗
✓ Accepts sellers
2Checkout (Verifone)handles sales taxverified 2026-07-20
Fees: 2Sell: 3.5% + 35¢; 2Subscribe: 4.5% + 45¢; 2Monetize (MoR): tailored pricing (formerly 6% + 60¢); +2% cross-border in some countries; $15 wire payout fee
Payouts: bank wire (2–5 days)paypal (instant)Payoneer prepaid Mastercard
~200 markets accepted subject to application/approval and a Restricted Products list. Tax handling in 160+ countries applies only to the 2Monetize MoR plan. Payout minimums $50–100.
source ↗ · source ↗
✕ Not available
Lemon Squeezyhandles sales taxverified 2026-07-20
source ↗ · source ↗
✕ Not available
Polar.shhandles sales taxverified 2026-07-20
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✕ Not available
Creemhandles sales taxverified 2026-07-20
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Payment gateways & checkout

You are the merchant of record — you handle your own tax compliance.
~ Depends
Payhiphandles sales taxverified 2026-07-20
Fees: Free plan: 5% transaction fee; Pro $99/mo: 0%; gateway processing fees (PayPal/Stripe/etc.) apply additionally
Payouts: paypal (settles directly at time of sale)stripe (direct)regional gateways: Mollie, Square, Mercado Pago, Flutterwave, Paystack, Xendit, Midtrans, PayU, Razorpay, Iyzico, PayTabs
⚠ Depends on which gateway (PayPal/Stripe/regional) works in your country
No single country list: availability is the union of its 13 supported gateways — PayPal (200+ markets), Stripe (~45), plus regional gateways (Mercado Pago LatAm, Paystack/Flutterwave Africa, Razorpay/PayU India, Xendit/Midtrans SE Asia, Iyzico Turkey, PayTabs MENA). Collects/remits EU & UK VAT; money settles directly to your gateway account.
source ↗ · source ↗ · source ↗
✕ Not available
Stripeyou handle taxverified 2026-07-20
source ↗ · source ↗
✕ Not available
PayPal Businessyou handle taxverified 2026-07-20
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Creator marketplaces

Hosted storefronts that handle checkout and (mostly) tax for you.
✕ Not available
Gumroadhandles sales taxverified 2026-07-20
source ↗ · source ↗ · source ↗

Payout rails & receiving accounts

Not selling platforms — accounts to receive money from marketplaces, clients, and platforms.
✓ Accepts sellers
Payoneeryou handle taxverified 2026-07-20
Fees: Receiving: free between Payoneer accounts & local-currency receiving accounts; 1% non-local currency; up to 3.99% + 49¢ from cards/PayPal. Withdraw: $1.50 local, 1.2–4% otherwise. $29.95/yr if under $6,000 received
Payouts: local bank withdrawal (70+ currencies)Payoneer Mastercardpay other Payoneer accounts
Available in 190+ countries; OFAC-compliance blocklist above (no exhaustive official page — verified in principle). Business payments only; PayPal-to-Payoneer receiving barred for accounts registered in ~25 countries incl. Bangladesh, China, Ghana, Pakistan.
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✕ Not available
Wise Businessyou handle taxverified 2026-07-20
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Frequently asked questions

Is Stripe available in Timor-Leste?

No. Timor-Leste is not on Stripe's supported-country list. The usual workarounds are using a merchant of record such as Paddle, or incorporating a company in a Stripe-supported country (typically worth it only above roughly $3,000–5,000/month in revenue).

What is the easiest way to sell SaaS or digital products from Timor-Leste?

A merchant of record is usually the easiest route: Paddle, Dodo Payments, FastSpring, Freemius, 2Checkout (Verifone) accept sellers in Timor-Leste, handle global sales tax and VAT, and pay out internationally.

How can freelancers in Timor-Leste receive international payments?

Payoneer support receiving business payments in Timor-Leste. Marketplaces like Upwork and Fiverr pay through these rails in most countries. Check each platform's card above for fees and payout methods.

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